Guides
Step-by-step methods for tracking expenses and budgeting. We wrote each one to be followed, and tested each one against how the app behaves.
- How to track expenses (and still be doing it in three months)A five-step method for tracking expenses that survives the second week: pick a capture habit, categorise coarsely, reconcile weekly, review monthly.Read
- How to make a monthly budget from your own numbersBuild a monthly budget from three months of your own spending instead of a template: find your baseline, set limits that bind, and review it once a month.Read
- The 50/30/20 rule: what it is and how to run itWhat the 50/30/20 rule is, how to work out your three numbers from after-tax income, where the rule breaks, and how to set it up as three budgets.Read
- Zero-based budgeting, step by stepGive every unit of income a job until nothing is left unassigned. How zero-based budgeting works, what it costs in effort, and when it is worth that cost.Read
- How to track UPI expenses without logging every ₹20 paymentUPI turns spending into dozens of tiny payments a day. A practical method for capturing them without logging every ₹20 chai by hand, and what to reconcile.Read
- How to switch expense trackers without losing your historyMove years of history to a new expense tracker without losing it: export first, check the CSV columns, map them once, then verify three balances by hand.Read
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