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Chillar's

What Chillar's does

Chillar's tracks expenses and income across multiple accounts and currencies, budgets by category and period, records loans and planned payments, and reports on all of it, with exact decimal arithmetic and full data export.

A free expense tracker that does the arithmetic exactly

Chillar's is a free expense tracker for the web. You log an expense with an amount, a category and an account; it stores the amount as an exact decimal, groups your history by day, and shows income, expenses and the balance for any period you choose.

Free expense tracker in detail

A budget planner that tells you what is left

Chillar's budgets cover a week, a month or a year and can be scoped to any set of categories and accounts. Each budget shows the amount spent inside its own period, what remains, and an over-budget state, all computed from your own transactions.

Budget planner in detail

A money manager for accounts, transfers and net worth

Chillar's tracks accounts, transfers between them, budgets, loans and planned payments in one place. Net worth is the sum of every account balance converted to your base currency, with excluded accounts left out and a savings buffer you can set and measure against.

Money manager for the web in detail

Multi-currency accounts with rates you control

Every account in Chillar's has its own currency. Net worth converts each balance to your base currency using published rates, refreshed daily, and you can override any individual rate. An account whose rate is missing contributes zero rather than a wrong number.

Multi-currency accounts in detail

Track money you lent and money you owe

A loan in Chillar's records who and how much, then accumulates records: repayments, additional borrowing, and interest. Each record can move real money in a linked account. The loan's remaining balance is total borrowed minus principal repaid, with interest kept separate.

Loan tracker in detail

Planned payments: know what is due before it leaves

A planned payment is a transaction with a due date instead of a date. Recurring rules generate future instances (weekly, fortnightly, monthly or yearly), and the dashboard lists what is overdue and what is coming inside the current period.

Planned payments and subscriptions in detail

Start tracking in about two minutes

Free to use, and everything you enter is exportable. No card and no trial.