Yes. Every feature is available to every account. There is no paid tier, no trial that expires and no card required. Chillar's is funded by advertising instead.

How does Chillar's make money if it is free?

Advertising. Ads pay for the servers so that the product itself does not have to be split into a free tier and a paid one. Your financial rows are not sold and are not shared with data brokers.

You see ads, support is not a contract, there is no bank sync, and the product is young. Those are the real costs of it being free. Nothing is hidden behind them.

Free forever, with one tier

Chillar's costs nothing and has one tier. Every account gets every feature: multi-currency, budgets, loans, reports and every export format. Advertising pays for it, so there is no upgrade prompt and nothing is held back.

Free

The only tier

0 / forever

Everything, for everyone. No card, no trial period.

Create a free account

Unlimited accounts, transactions, categories and tags
Multi-currency accounts with overridable exchange rates
Weekly, monthly and yearly budgets scoped to categories and accounts
Loans with part-payments and separate interest records
Planned payments with recurring rules and auto-settle
Reports with every filter dimension, shareable as a URL
Analytics: category pie, trends, net worth, heatmap
Export to JSON, CSV, XLSX and PDF
CSV import for nine apps, plus Ivy Wallet backups
Installable web app that survives a dropped connection
Daily reminders and weekly or monthly email digests

What is not included

A second column with a higher price in it would tell you less than this list does.

Automatic bank sync.Chillar's has no bank or card connection. You enter transactions by hand or import them from CSV, which is slower, and which is why no banking credential is ever stored.
SMS transaction parsing.It is a web app and never reads your messages.
Investment or credit tracking.Portfolios and credit scores are out of scope. Chillar's tracks the accounts you hold and the money moving through them.
A support contract.Help comes by email, on best-effort timescales, not against an agreed response time.

Compare against Mint, Walnut and Money Manager →

Pricing questions

Is Chillar's free?: Yes. Every feature is available to every account. There is no paid tier, no trial that expires and no card required. Chillar's is funded by advertising instead.
How does Chillar's make money if it is free?: Advertising. Ads pay for the servers so that the product itself does not have to be split into a free tier and a paid one. Your financial rows are not sold and are not shared with data brokers.
What is the catch?: You see ads, support is not a contract, there is no bank sync, and the product is young. Those are the real costs of it being free. Nothing is hidden behind them.

Start tracking in about two minutes

Free to use, and everything you enter is exportable. No card and no trial.

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